Example rates
Mid-market exchange rates, shown plainly
The rate between the naira, cedi, shilling, rand, dollar, pound and euro, with one visible fee on top. Every Montra quote starts here. Rates on this page are examples for illustration.
Send money
Example rate
GBP → NGN
USD → KES
EUR → GHS
ZAR → NGN
You send
$10,000.00
USD
They receive
KSh1,292,210
KES
Rate
1 USD = 129.74 KES
Montra fee
$40.00 (0.4%)
Arrives
About 40 seconds
With Montra
About 40 seconds
Fee $40
Typical bank wire
2 to 4 business days
Fees and margin $384
Your supplier gets KSh44,600 more than with a typical bank wire.
Example rates for illustration, not a live quote. Typical bank assumes a 3.5% margin plus a $35 wire fee.
At a glance
Today’s example rates
What one unit buys in each market, how it moved since yesterday, the Montra fee and how fast it lands.
GBP → NGN
UK to Nigeria
1,755.97
+0.21%
0.4%
USD → NGN
US to Nigeria
1,328.09
−0.16%
0.4%
USD → KES
US to Kenya
129.74
−0.06%
0.4%
EUR → GHS
Europe to Ghana
13.17
+0.12%
0.4%
NGN → KES
Nigeria to Kenya
0.0977
+0.08%
0.4%
USD → GHS
US to Ghana
11.72
−0.54%
0.4%
USD → ZAR
US to South Africa
16.52
−0.37%
0.4%
ZAR → NGN
South Africa to Nigeria
80.39
+0.05%
0.4%
EUR → KES
Europe to Kenya
145.98
Unchanged
0.4%
GBP → KES
UK to Kenya
171.26
+0.18%
0.4%
Example mid-market rates as of 13 Oct 2026, for illustration only. Edit them in the Corridors collection.
Rate locks
Lock today’s rate for 24 hours
Quoting a customer in pounds and paying a supplier in naira tomorrow? Lock the rate now and use it for any payment on that pair over the next day. If you don’t need it, the lock simply expires.
Available on Growth and Enterprise
No charge if the lock goes unused
Use it in the app or by API with a lock ID
GBP to NGN
1,755.97
Locked for 24 hours
23:12:40 left
FAQ
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