Business accounts
One business account for seven currencies
Hold naira, cedi, shillings, rand, dollars, pounds and euros side by side. Get paid like a local in Lagos, London and New York, and convert only when the rate suits you.
Free to open
Verified in about a day
No minimum balance
GBP account details
Sort code
04-00-75
Account
3192 6819
£40,000 from Harbour Print Ltd
Seven currencies
Local details and local rails in every currency
Each balance comes with the details your customers already know how to pay into, and pays out on the fastest rail in that market.
NGN
Nigerian naira
NUBAN account number
NIP instant transfer
1 USD = 1,328.09
GHS
Ghanaian cedi
Payout only
GhIPSS and mobile money
1 USD = 11.72
KES
Kenyan shilling
Payout only
PesaLink and M-Pesa
1 USD = 129.74
ZAR
South African rand
Payout only
RTC and PayShap
1 USD = 16.52
GBP
British pound
Sort code and account
Faster Payments
1 USD = 0.76
USD
US dollar
Routing and account
ACH and Fedwire
1 GBP = 1.32
EUR
Euro
Payout only
SEPA Instant
1 USD = 0.89
Example rates for illustration. More markets for payouts only: Uganda, Tanzania, Rwanda, Côte d’Ivoire, Senegal, Egypt and the UAE.
Collect
Get paid like a local, wherever your customers are
Share UK, US or Nigerian account details on your invoices. Customers pay with a normal local transfer, and the money lands in your balance labelled with who paid and what for.
Details ready in minutes after approval
Incoming payments matched to open invoices
No receiving fees on local transfers
Incoming today
Harbour Print Ltd
INV-2301 paid
£40,000
Northgate Pharma
INV-2297 paid
$18,600
Lumen Freight
₦12,750,000
Matching
Kente Labs UK
INV-2299 paid
£2,140
Rate alert
USD to NGN
1,328.09
Alert me at
1,350.00
We’ll email Tolu and Ada when the rate reaches your target.
Convert
Convert when the rate works for you
Set a target rate and Montra tells you the moment a pair reaches it. Convert in one tap, or lock the rate for 24 hours while you confirm the order.
Rate alerts on any of 38 pairs
24-hour locks on Growth and Enterprise
Every conversion shows the mid-market rate and our fee
Multi-entity
Every entity, one login
Run your Lagos, Nairobi and London companies from one place, with separate balances, statements and approval rules for each.
Switch entities without signing out
Roles and limits per person
Consolidated reporting in USD
Your companies
Adire & Co Ltd
Lagos, 4 balances
$2.91M
Adire East Africa
Nairobi, 2 balances
$0.84M
Adire UK Ltd
London, 3 balances
$0.47M
Built in
Everything a finance team expects
Team roles
Give your accountant view-only access and your ops lead payment rights with limits.
Statements in every currency
Monthly PDF and CSV statements, ready for your auditors and your bank.
Accounting sync
Sync payments to your ledger with the rate and fees on every line.
Virtual accounts
Give each customer their own collection details so payments match themselves.
Safeguarded funds
Balances are held 1:1 in segregated accounts at regulated banks.
People who pick up
Support from Lagos, Nairobi and London, usually replying within minutes.
FAQ
Account questions
Can’t see your question? Our team usually replies within the hour.
Who can open a Montra account?
Do I get account details in every currency?
Is there a fee to receive money?
Your next supplier payment could land in under a minute.
Open a Montra account online. Most businesses are verified within one working day and can pay their first supplier the next morning.
Free to open
No minimum balance
Verified in about a day