Payouts and payroll
Pay suppliers, staff and partners in 38 corridors
Send one payment or four hundred. Montra checks every recipient, pays them in their own currency on local rails, and shows you exactly when the money landed.
Median settlement 41 seconds
Two-person approvals
Proof of payment on every transfer

March suppliers.csv
412 payments in 4 currencies, approved by Tolu and Ada
Cape Logistics
R214,300 in 1m 04s
Settled
Four ways to pay
One set of rails, however you send
Whichever way you pay, you get the same rates, the same checks and the same tracking.
Single payouts
Pay a supplier from your phone in under a minute, with the rate shown before you confirm.
Bulk upload
Upload a CSV or Excel file of up to 5,000 rows. We flag problems before anything is sent.
Payroll
Pay staff and contractors across countries on the same morning, in their local currency.
API
Pay out from your own product with webhooks for every state change.
Tracking
Every payout, tracked to the second
See each step as it happens, from the rate lock to the recipient’s bank confirming the credit. Share a proof-of-payment link with your supplier in one click.
Live status in the app and by webhook
Proof of payment with the bank reference
Automatic refund to source if a payment is returned
KSh2,432,730 to Mombasa Cold Chain
From ₦25,000,000, INV-2291
Rate locked
1 KES = 10.24 NGN
09:14:02
Screened
Sanctions, fraud and name check
09:14:03
Approved
Tolu Adebayo and Ada Okoro
09:14:21
Sent on PesaLink
Reference MNT8Q2K1
09:14:24
Settled
Recipient bank confirmed the credit
09:14:40
Payroll, 25 October
Lagos team, 96 people
NGN
₦148.2M
Accra showroom, 31 people
GHS
GH₵612,400
Nairobi team, 13 people
KES
KSh4.9M
Approved by Tolu and Ada
Ready
Payroll
Payroll for teams in three countries, from one file
Upload one payroll file and Montra pays every person in naira, cedis or shillings on local rails, the same morning. Approvals keep anything unexpected from leaving.
One file for every country and currency
Two-person approval before anything is sent
Payslip-ready reports for your accountant
Controls
Approval rules that match how you work
Decide who can send what. Large payments, new recipients and certain currencies can all need a second sign-off before they leave.
Rules by amount, currency or recipient
Approve from the app or by email
Full audit trail of who approved what
Approval rules
Payments over $25,000
2 approvals
Any new recipient
1 approval
Payouts in USD or EUR
Finance lead
New recipient
Account number
2045 118 337
Bank
Bank code 057, Lagos
IKEJA PACKAGING LIMITED
Name matches
Name check
Recipients checked before you send
We confirm the account name with the recipient’s bank before a payment leaves, so a typo doesn’t send ₦4 million to a stranger.
Name check in Nigeria, Kenya, the UK and the EU
Warnings on changed bank details
Saved recipients with their preferred currency
FAQ
Payout questions
Need something specific? Our team is a message away.
How does a 24-hour rate lock work?
Can I require two people to approve payments?
What happens if a payment is returned?
Run your next payroll in one upload.
Pay staff and suppliers in seven currencies from one balance, with approvals and proof of payment built in.
Free to open
No minimum balance
Verified in about a day